Pacific Loan Works is a real estate mortgage company that specializes in refinance loans, home equity loans, and real estate investments nationwide regardless of credit or FICO scores.

Purchasing a new home or refinancing an existing loan is a huge responsibility. Contact us for a free pre-qual and a free quote with no obligation.

Plain and simple. You apply Lenders are given the opportunity to get your business. The lender with the best qualifications for your needs is chosen to take your application to the next level.
All application data is kept completely private. And there are No Obligations to take the lender that contacts you.

Rates and fees are lower.
Typically, on-line lenders offer rates that are about 1/8% to 1/4% lower than traditional lenders. This is a real monthly interest cost savings that could easily add up to $1000 in the first few years of your loan. How is this possible? Generally, on-line lenders do not have to pay a commissioned loan originator when you complete your application on-line. They can pass this savings on to you by offering lower rates